Credit Human is a cooperative balancing the needs of responsible savers and borrowers to build stronger communities.

Steve Nivin

Steve Nivin

Chair, Supervisory Committee

Member since 2013

Steve Nivin is associate professor of economics at St. Mary’s University. He also serves as director and chief economist of the SABÉR Institute and has an active economic consulting practice. Additionally, he is an adjunct professor at the Southwest School of Art where he teaches economics. His academic research and consulting activities focus on regional economic development and forecasting. Before going to his current position, Dr. Nivin served as chief economist for the City of San Antonio and also held economic analysis positions at USAA and Blue Cross Blue Shield of Texas.

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2018 Annual Report

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Board of Directors

Fred Hines

Chair, Board of Directors

Sue Turner

Vice Chair, Board of Directors

David Velasquez

Secretary, Board of Directors

Frank Burk

Treasurer, Board of Directors

Ramon Abarca

Member, Board of Directors

Blaise Bender

Member, Board of Directors

Debs McCrary

Member, Board of Directors

Larry Roberson

Member, Board of Directors

Richard Rodriguez

Member, Board of Directors

Supervisory Committee

Steve Nivin

Chair, Supervisory Committee

Mike Burnett

Secretary, Supervisory Committee

Esther Cruz

Member, Supervisory Committee

Bill Micale

Member, Supervisory Committee

Peter C. Morales

Member, Supervisory Committee

Associate Directors

Mike DuBose

Associate Director

Pat Harper-Pollard

Associate Director

Ed Hinojosa

Associate Director

Karen Von Der Bruegge

Associate Director

Travis Wiltshire

Associate Director