Current Share Rates

Share Savings Rates

Account BalanceAnnual Percentage Yield
$5.00 - $99.990.00%
$100.00 and up0.25%

Share Savings - Minor Rates

Account BalanceAnnual Percentage Yield
$5.00 - $99.990.25%
$100.00 and up0.25%

Rates are effective as of July 19, 2019

The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.

Balance tier determines daily dividend rate and annual percentage yield on the daily account balance.

* Each member of Credit Human is also a part owner and your $5.00 deposit establishes your membership. You must maintain $5.00 in your share savings account at all times to cover your ownership share in Credit Human.

Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.


Dividend Checking Rates

Account BalanceAnnual Percentage Yield
No Minimum0.10%

Rates are effective as of July 19, 2019

The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.

Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.

Credit Human checking accounts require a minimum $25 deposit to open.


Money Market Account Rates

Account BalanceAnnual Percentage Yield
$0.00 - $999.990.35%
$1,000.00 - $9,999.990.45%
$10,000.00 - $89,999.990.65%
$90,000.00 and up0.70%

Rates are effective as of July 19, 2019

The variable rate may change after the account is opened. Fees could reduce the earnings on these accounts.

Balance tier determines daily dividend rate and annual percentage yield on the daily account balance.

* Each member of Credit Human is also a part owner and your $5.00 deposit establishes your membership. You must maintain $5.00 in your share savings account at all times to cover your ownership share in Credit Human.

Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.

Money Market Account requires a minimum opening balance of $1,000.

Up to six free withdrawals permitted each monthly statement cycle. Each additional withdrawal $7.


Share Certificate Rates

TermAccount BalanceAnnual Percentage Yield
6-11 mo.$1,000.00 and up2.00%
12-17 mo.$1,000.00 and up2.40%
18-23 mo.$1,000.00 and up2.40%
24-35 mo.$1,000.00 and up2.45%
36-59 mo.$1,000.00 and up2.50%
60-83 mo.$1,000.00 and up2.50%
84-119 mo.$1,000.00 and up2.55%
120 mo.$1,000.00 and up2.65%

Rates are effective as of July 19, 2019

A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.

Credit Human share certificates are available with a minimum deposit of $1,000.

Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.

Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.


Liquid Share Certificate Rates

Account BalanceAnnual Percentage Yield
$5,000.00 and up2.20%

Rates are effective as of July 19, 2019

A penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred instruments.

Actual certificate dividend rate and annual percentage yield (APY) will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. The annual percentage yield assumes that dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Published rates and annual percentage yields (APYs) are subject to change daily.

Your Credit Human deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), as a U.S. Government Agency. In addition, your Credit Human IRA deposits are insured, separately, up to $250,000 by the NCUA. Membership eligibility required. For current rates, APY, or additional information, please ask an Account Service Representative or call the Credit Human Member Service Center U.S. Toll Free at 1-800-234-7228 or in San Antonio at 210-258-1234.

Credit Human 12-Month Liquid Share Certificates are available with a minimum deposit of $5,000.

* You can make two, no-penalty withdrawals during the term as long as you maintain a minimum balance of $5,000.