QMoney Loan

Our QMoney short-term loan is a valuable member benefit and a smarter alternative to payday loans and other high-cost options.

  • No credit check
  • Borrow $200 to $500, 60 days to repay
  • Decision and funding in less than a minute

A Benefit of Credit Human Membership

We are proud to offer this loan as a unique benefit of being a Credit Human member. To be eligible for a QMoney loan you must:

  • Be the primary account holder
  • Have an open deposit account for 30 days or more
  • Be at least 18 years of age
  • Have no overdrawn accounts, loans past due or charged off loans including credit cards.
Not a member?  We're looking forward to having you join us.  Join online or visit any Credit Human location.

A Flexible Loan that Fits Your Needs

At Credit Human we know that every member’s needs are different. You can borrow a minimum of $200 to a maximum of $500. The amount you are eligible to borrow is calculated based on the total eligible deposits made to your account.
 
  • Members who borrow between $200 - $500 will have 60 days to repay the loan in two equal payments

A Short-Term Loan with a Conscience

Credit Human can help you manage when money is tight with a QMoney small-dollar, short-term loan. It's easy to apply for a QMoney Loan anytime through online banking or mobile banking, and you'll receive a decision and funding to your existing Credit Human account in less than a minute. It's a smarter alternative to high-cost options like payday loans, title loans and pawn shops.  

Looking for an alternative option?  Schedule an appointment with the Financial Health Center today.  
Join Credit Human and Become a Member Today
Rate Preferred Visa®

Rate Preferred Visa®

Look no further for a no annual fee credit card with great rates.

  • APR as low as 8.90% on purchases and cash advances*
  • Balance transfers as low as 7.90% APR*
  • No annual or balance transfer fee
Great for:
Everyone

Free Checking

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

  • Open with $25 minimum deposit
  • No minimum balance or monthly fees
  • Unlimited check writing and debit card usage

QMoney Rates

ProductTermRateMinimum
QMoney Loan60 days28.00%$200

There is a $20 non-refundable application fee. This fee is charged to all members as soon as the application is submitted. QMoney has a fixed Annual Percentage Rate of 28%. You will have sixty (60) days to repay the loan in two equal payments.

You can only have one QMoney loan at a time, with no more than three QMoney loans within a six-month rolling period. Member who are active military and their dependents are not eligible for a QMoney loan due to Military Lending Act regulation administered by the Department of Defense.

QMoney Loan rates are effective as of 6/17/2019.