Planning for Your Future

Credit Human offers easy ways to put your money to work. We’ve got a range of savings certificates and IRAs designed to help you reach your long-term savings goals, prepare for retirement, or fund a college education. If you need help deciding which accounts are right for you, just get in touch. We’re here to help you make smart moves with your money.

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Individual Retirement Accounts and Money Funds

Great for:
Tax deferred retirement savings

Traditional IRA Certificate

Earn now, pay later. Contributions grow on a tax-deferred basis while you earn dividends like a certificate with fixed terms of 6-month to 10 years.

  • Open with $500 minimum deposit
  • Contributions may be tax deductible
  • Earnings are tax-deferred
  • Up to 4.30% APY with dividends paid monthly
  • Automatic renewal at maturity
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Great for:
Liquidity and tax-deferred earnings

Traditional Money Fund IRA

Provides a means for saving for retirement without having funds locked up for a set amount of time.

  • No minimum opening deposit required
  • Contributions may be tax deductible
  • Earnings are tax-deferred
  • No age limit on contributions for individuals who have earned income and are eligible
  • Up to 1.15% APY with dividends paid quarterly
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We'll help you start planning for the future

Credit Human can help you with a customized financial strategy built around your personal goals and circumstances.
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Great for:
Tax Benefits at Retirement

Roth IRA Certificate

Pay now, save later. Fewer age restrictions allow you to keep contributing so your account can continue to grow with tax-free earnings.

  • Earnings are tax-free
  • No age limit on contributions
  • No required distribution at age 72
  • Up to 4.30% APY with dividends paid monthly
  • Automatic renewal at maturity
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Great for:
Liquidity and tax-free earnings

Roth Money Fund IRA

Provides a means for saving for retirement without having funds locked up for a set amount of time.

  • No minimum opening deposit required
  • Earnings are tax-free
  • No age limit on contributions
  • No required distribution at age 72
  • Up to 1.15% APY with dividends paid quarterly
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Get Ready to Save with a Money Market Account

As you explore savings options, put your money to work with everyday accounts that earn great dividends.

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Share Certificates

Great for:
Most Flexibility

Share Certificate

Ready to work towards a savings goal? Consider a share certificate with flexible terms you choose.

  • Up to 5.50% APY with dividends paid monthly
  • Open with $500 minimum deposit
  • Flexible terms from 6 months to 10 years
  • Automatic renewal at maturity
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Great for:
One-Year Commitment

Liquid Share Certificate

Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep you liquid.

  • Up to 4.70% APY with dividends paid monthly
  • Open with $5,000 minimum deposit
  • Fixed, 1-year term with unlimited deposits and two allowed withdrawals*
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