General and Forms

The Credit Human routing number is 314088284.

Call us at 800-688-7228 or visit a Credit Human location to obtain your account number.

Ready to open an account with Credit Human?  Learn more about how you can join online or visit any Credit Human location.

To access your tax forms online, you'll need to enroll in online statements. Once you're enrolled, forms can be found under Documents and Statements upon availability.

Learn more about Credit Human services and fees.

Safe deposit boxes are available at select Credit Human locations. Please explore our service fees for a listing of available sizes and our location locator for availability.  

Credit Human provides bank-by-mail service to its members. Send your deposits and/or payments to:

Member Service Center/Mail Teller
Credit Human
PO Box 1356
San Antonio, TX 78295-1356

Your transaction will be processed within 24 hours of receipt.

Our automated bank by phone service allows you to complete common transactions by phone — in English or Spanish.

Toll Free: 1-800-678-7228

You can get a form faxed or mailed to you by calling our Member Service Center toll free at 800-688-7228. Here is a list of commonly requested forms, available as PDFs, that you can download right now: Credit Card Balance Transfer Request Form (PDF)

We have many ATMs, locations, and shared branch options in San Antonio and Houston, and hours vary by location. To get details on any Credit Human location, access our online locator.

All Credit Human locations are closed on New Year’s Day, Martin Luther King, Jr. Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Veterans Day, Thanksgiving, and Christmas Day.  All locations will close early on Christmas Eve.

Nationwide, credit unions have formed various alliances giving branch access to credit union members at more than 5,000 locations, including many within Texas. This combination of resources is referred to as CO-OP Shared Branching. Credit Human offers its members the convenience of increased account accessibility at these additional facilities. Shared Branching is especially convenient for members who find a location close to their home or work, travel and need access to Credit Human services, or must re-locate and still wish to maintain a relationship with Credit Human.

FIND A SHARED BRANCH

NOTE: Credit Human does not participate in the ATM Co-Op.  ATM transactions at Co-Op ATMs are subject to fees imposed by the ATM owner.  Credit Human does not support Vcom transactions at 7-Eleven locations.

Check with the branch you choose for a list of services offered. Not all services will be available at every Shared Branch location. The list of transactions members may be able to complete at shared branches includes:
 

• Balance inquiries and transaction history
• Savings deposits and withdrawals
• Check cashing
• Transfers within members’ accounts
• Consumer payments (not credit cards, or education or real estate loans)
• Money orders, notary, and fax services 

Note that fees for services at Shared Branches are determined by each location separately, and may not reflect fees charged by Credit Human.

Credit Human members will not be able to complete the following transactions at shared branches. To maintain member security, there are no exceptions to these restrictions: Real estate loan payments IRA transactions Share Certificate transactions Insurance check endorsements Powers of Attorney
 

• ATM/Debit card maintenance (request/issue, estate settlements)
• Credit card payments
• Credit card cash advances (may be available at some locations)
• Offline withdrawals or cash-back transactions
• Third-party cashing
• Opening a new account
• Adding or deleting members from existing accounts
• Adding or deleting stop payments
• Fee reversals
• Collection draft items
• Loan closings
• Education loan payments
• Real estate loan payments
• IRA transactions
• Share Certificate transactions
• Insurance check endorsements
• Powers of Attorney

No sign up is necessary — just find the location you wish to use and be sure you meet the qualifications. Members who meet the following requirements automatically qualify for this service:
 

• Member must know their credit union affiliation, account number and present a valid photo ID to make a Shared Branching transaction.
• Member must be an authorized signer for the account.
• All Credit Human accounts must be in good standing (no outstanding payments, legal issues, etc.)
• Account must be free of special handling designations including accounts with a password or two signature requirement, guardianship or representative payee accounts, and accounts restricted by court order or controlled by the Collection Department.

Credit unions in the Shared Branching alliance have the option to be an issuer, an acquirer or both. Credit Human is an “issuer.” As an issuer, Credit Human allows its members to use the branches of participating credit unions and Credit Union Service Centers for various financial transactions.

The Credit Human insurance agency, CU Factory Built Insurance Agency (CUFBIA) has been closed. Your policy remains in force and there is no action required on your part.  If you currently have insurance written through CUFBIA, listed below are the contact numbers for policy assistance.
 

• MetLife Auto, Homeowners, Boat, and Umbrella Insurance - MetLife 1-877-491-5089
• MetLife Accidental Death & Dismemberment, Dental - Selman (Policy Servicer) 1-877-665-7563 or Texas Associates Insurors 210-798-4917
• Manufactured Home Insurance - Manufactured Housing Insurance Services (MHIS) 1-866-644-7111
• Manufactured Home Warranty - Diversified Profits 1-800-851-3738
• Auto and Home Insurance - Ameriprise 1-888-239-9953 or Texas Associates Insurors 210-798-4917
• Life Insurance - Assurity 1-800-869-0335 or Texas Associates Insurors 210-798-4917
• Life Insurance - Mutual of Omaha 1-800-228-7104 or Texas Associates Insurors 210-798-4917
• Long Term Care - Mutual of Omaha - 1-800-775-6000
• Accidental Death & Dismemberment (New York Life) - Selman (Service Provider) 1-877-665-7563 or Texas Associates Insurors 210-798-4917

Visit Credit Human's online Student Lending Center to:

• Apply for undergraduate and graduate loans
• Access your application
• Request funds
• Make payments

For personal assistance:

• Speak with a representative about our Student Lending solutions by calling 800-326-1604
• For Repayment and Servicing questions, please call 877-530-9782
• Ask a College Counselor
• Schedule an appointment

To make payments by mail:
University Accounting Service, LLC.
PO Box 5879
Carol Stream, IL 60197
*please include your loan number on your check*

To sign up for direct deposit of your federal benefit payments such as Social Security, SSI, or VA Compensation and Pension Payment:

• Go to the U.S. Department of the Treasury website www.godirect.org, or
• Enroll by phone by calling the U.S. Department of the Treasury toll free at: 800-333-1795

You'll need your:

• Social security number or claim number
• 12-digit federal benefit check number
• Amount of most recent federal benefit check
• Credit Human routing transit number: 314088284
• Your Credit Human account number

You can deposit up to 10 checks or 30 banknotes (aka cash/bills) in a single transaction.

ATMs that accept deposits are noted on our website with “Accepts Deposits” next to their name. All Credit Human ATMs that accept deposits will take both cash and checks.

You can deposit checks with the Credit Human mobile app, in person at one of our locations, or using of one our ATMs that accept deposits.

As technology further integrates into our daily lives, we recognized an opportunity to provide seamless services for our members throughout San Antonio. Allowing convenience with extended hours and expanded locations to service our members. Learn more about ITMs

An advisor is like a teller who will guide you with step-by-step instructions and assistance with your account, and much more.

No, transaction slips are not required to make a transaction.

You have two choices- use the machines 24 hours a day as an ATM, simply swipe your debit card. During our service hours, simply tap the screen and someone will be available to personally assist you.

Yes, ITMs accept both cash and checks. When making a deposit, simply let us know you have both cash and check and we will walk you through the steps to make the deposit.

There are no deposit limits however, to prevent jams and returns, we will ask you to enter your items in small batches of about 30 items per batch.

Currently we offer the following denominations 50’s, 20’s, 5’s and 1’s.

A photo ID is required for account information, withdrawals and check cashing when using an Interactive Teller Machine (ITM).

ITMs follow the same withdrawal practices as branches and Financial Health Centers.

No, loose/rolled coin will not be accepted or exchanged at ITMs.

We can accept most bills and checks and will review all items at the time you make your deposit. In order to ensure a smooth transaction, we do ask that all deposit items:

• Be free of any staples, glue, tape or other foreign objects
• Have all checks endorsed
• Bills be straight and not crumpled

To purchase a money order or cashier’s check please visit a Financial Health Center or branch.

To do a wire transfer visit a Financial Health Center or branch.

Yes, ITMs are Americans with Disabilities Act (ADA) compliant.

Yes. Tap the screen, select your language and then you’ll see a chat option to communicate with an advisor.