Home Loans

    Whatever your financial need — consolidating debt, home improvement, or even buying your next vehicle — Credit Human has competitive loan rates and borrowing options that can help.

    Get Help with All Kinds of Home Loans

    Your home is an important investment. From buying a home for the first time — whether new, used, or manufactured — to improving your home, or even leveraging your home’s value, we have loans tailored to your situation. Explore all the options, right here.

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    Get Help with All Kinds of Home Loans thumbnail

    Slack Builder Home Loan

    Discover a different type of home loan designed with your financial health in mind.

    • No down payment required
    • No private mortgage insurance required
    • Build equity faster
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    Purchase or Refinance

    Whether you’re ready to buy a home, or need to refinance your existing home at a better rate, turn to Credit Human.

    • Competitive fixed rates
    • Low closing costs and down payments
    • Terms up to 30 years
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    Home Equity

    If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value.

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    Home Improvement

    Upgrade your home today — from remodeling to a new deck — with a Credit Human Home Improvement Loan.

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    Manufactured Home

    Make your dream of home ownership a reality with great loans on manufactured homes you can access through Credit Human.

    • Single and multi-section new or used homes
    • Purchase or refinance options
    • No prepayment penalties
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    Home Financing Calculators

    Need to explore whether you can afford the home you want? Use our calculators to calculate payments and make comparisons.
    See Calculators

    Membership Matters

    There are many benefits of being a Credit Human member. Here are just a few:

    • Competitive rates to help you build financial slack
    • Low minimum balances for checking and savings accounts
    • Multiple healthy credit options
    • Convenient access to accounts through our digital banking app
    • Free financial guidance from trusted advisors
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    Ready to Get Started with Credit Human?

    Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.

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