All Credit Human locations will be closed on Wednesday, December 25 in observance of Christmas. We will resume normal hours on Thursday, December 26. Learn More

    Home Loans

    Whatever your financial need — consolidating debt, home improvement, or even buying your next vehicle — Credit Human has competitive loan rates and borrowing options that can help.

    Get Help with All Kinds of Home Loans

    Your home is an important investment. From buying a home for the first time — whether new, used, or manufactured — to improving your home, or even leveraging your home’s value, we have loans tailored to your situation. Explore all the options, right here.

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    Get Help with All Kinds of Home Loans thumbnail

    Slack Builder

    We offer home loans with little to no down payment and no PMI, allowing you to build equity faster and improve your financial health.
    View Slack Builder Loan

    Purchase or Refinance

    Whether you’re ready to buy a home, or need to refinance your existing home at a better rate, turn to Credit Human.
    View Purchase/Refinance Loan

    Home Equity

    If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value.
    View Home Equity Loan

    Home Improvement

    Upgrade your home today — from remodeling to a new deck — with a Credit Human Home Improvement Loan.
    View Home Improvement Loan

    Manufactured Home

    Credit Human offers specialized loans
    for manufactured home purchases.
    View Manufactured Home Loan

    Home Financing Calculators

    Need to explore whether you can afford the home you want? Use our calculators to calculate payments and make comparisons.
    See Calculators

    Ready to Get Started with Credit Human?

    Everything we do is in the best interest of our members. To become part of our financial cooperative apply for membership today.

    Join Us

    Digital Banking

    Enroll in digital banking to easily make payments, and manage your loans and other Credit Human accounts.
    Enroll in Digital Banking