Secured Loans

We make it convenient and economical for you to lend money to yourself, maximize your earnings, and maintain your savings power with a Secured Loan.

• Borrow $500 or more
• Take advantage of low rates
• Get approved with no credit review
• Continue to earn interest and dividends
• Flexible repayment options including single payment

VIEW RATES

Apply for Great Rates and Terms

Share Secured Loan - If you have at least $500 in a Credit Human Share Savings account, you can lend money to yourself at an APR 3% Over Share Dividend Rate with a term of up to 24 months.

Share Certificate Secured Loan - If you have at least $1,000 in a Credit Human Share Certificate account, you can lend money to yourself at an APR 3% Over Share Certificate Rate not to exceed the maturity or renewal date of the certificate.

Easy Online Access

When you have a Secured Loan with Credit Human, you get up-to-the-minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for digital banking. You can even set up automatic loan payments from your Credit Human checking or savings account for ultimate in convenience.