Credit Cards & Loans

    More ways to work toward your goals.

    Secured Loans

    We make it convenient and economical for you to lend money to yourself, maximize your earnings, and maintain your savings power with a Secured Loan.

    • Borrow $500 or more
    • Take advantage of low rates
    • Get approved with no credit review
    • Continue to earn interest and dividends
    • Flexible repayment options including single payment

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    Apply for Great Rates and Terms

    Share Secured Loan - If you have at least $500 in a Credit Human Share Savings account, you can lend money to yourself at an APR 3% Over Share Dividend Rate with a term of up to 24 months.

     

    Share Certificate Secured Loan - If you have at least $1,000 in a Credit Human Share Certificate account, you can lend money to yourself at an APR 3% Over Share Certificate Rate not to exceed the maturity or renewal date of the certificate.



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    Easy Online Access

    When you have a Secured Loan with Credit Human, you get up-to-the-minute information online, anytime — including current balances, transaction history, payment due dates, and more — when you sign up for digital banking. You can even set up automatic loan payments from your Credit Human checking or savings account for ultimate in convenience.

    Share Secured Loan Rates

    Share Secured Single Paid Note Up to 12 months $500 APR 3% Over Share Dividend Rate
    Share Secured Up to 24 months $500 APR 3% Over Share Dividend Rate

    Rates are effective as of September 20, 2023

    Share Certificate Secured Rates

    Share Certificate Single Paid Note Max 12 months $500 APR 3% Over Share Certificate Rate
    Share Certificate Up to the Term of the Share Certificate $500 APR 3% Over Share Certificate Rate

    Rates are effective as of September 20, 2023

    Credit Cards & Loans

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    Personal Loans

    We can help you get more access to healthy credit. Options that give you a pre-approved credit limit or let you lend money to yourself help you protect cash-flow and attend to the changing needs of your family all at the same time. Explore what’s right for you and apply, today.

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    Preferred Line of Credit

    This premium, unsecured credit line is designed for qualified members who need access to higher credit limits.

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    Checking & Savings

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    Share Certificate

    Ready to work towards a savings goal? Consider a share certificate with flexible terms you choose.

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