All Credit Human locations in New Orleans will be closed on March 4, 2025, in observance of Mardi Gras. Due to parade traffic, the Magazine Street location will also be closed on Feb 22 and March 1, with revised hours of operation (open from 9 am to 2 pm) on parade days (2/21, 2/26–2/28, 3/3).
    Due to system maintenance, online, mobile and phone banking access may be intermittently unavailable on Sunday March 2, 2025 from 7 am to 12 pm CT.

    healthCAR Coverage

    healthCAR is an affordable monthly subscription-based vehicle service contract that helps protect you from costly vehicle repair expenses:

    • Covers vehicles up to 20 years old with no mileage limitations
    • Only pay a $100 deductible for covered repairs
    • Coverage can be canceled any time
    • Roadside assistance is included and extends to dependents within the same household

    Get coverage now

    How healthCAR Coverage Works

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    Enrollment

    Get started by entering your vehicle infomation and payment information.
    ENROLL IN HEALTHCAR
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    Coverage

    Coverage level is based on your vehicle's mileage at the time of breakdown.
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    Benefits

    24/7 Emergency Roadside Assistance includes towing, jumpstart, lockout assistance and more.
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    Claims

    Download the healthCAR app for claims assistance and live chat support.
    DOWNLOAD APP

    Protect Yourself Against Future Expensive Repair Costs


    Repair costs are estimates provided by repairpal.com

    Coverage

    Select the coverage to meet your needs. 

    Platinum

    Comprehensive protection. All systems and componets are covered up to 100,000 miles subject to normal maintenance, eligibility, wearable, and mis-use exclusions.

    Gold

    Expansive named component coverage including: powertrain, convenience and comfort systems for vehicles with 100,001 to 150,000 miles.

    Silver

    Just the coverage you need for vehicles with over 150,000 miles. Protection for listed engine, transmission and transfer case components to keep your high mileage vehicle on the road.

    Same Coverge, Half the Price

    You get the same coverage offered at franchise dealerships, but with a 50% savings.

    healthcar-coverage-graphic

    Get coverage now

    For New, Used and High-Mileage Cars

    Monthly Cost Based on Vehicle Type

     Asian-made vehicles (like Honda and Toyota)

    $53/mo

     American-made vehicles (like Ford and Chevrolet)

    $61/mo

     European-made vehicles (like BMW and Audi)

    $109/mo

     Electric Vehicles*

    $109/mo

    *Hybrid vehicles are covered based on their make. Electric vehicles have an optional Battery Coverage that must be purchased during the initial enrollment. The cost is $20/mo for vehicles up to five years old and $30/mo for vehicles six years old and up.


    The more miles you put on your vehicle, the more likely it'll require costly repairs.

    Get coverage now