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    Home Improvement

    Turn your house into your dream home



    If you’re a homeowner looking to make some upgrades, complete your project with a Credit Human Home Improvement Loan. We’re here to take the stress out of the home loan process. Improving the value of your home is just one more way to maintain financial slack and reach your goals.

    READY TO TALK? Contact us at 844-468-9369 Monday through Friday 8:30 am to 5:30 pm CT.

    Benefit from

    • Quick access to funds
    • Low, fixed interest rates
    • Terms up to 20 years
    • Convenient online application
    • Available in Texas, Louisiana, Colorado and North Carolina

    Apply Now
     

    Already started an application? Log in

    Home Improvement Rates

    20 years 6.800% 6.920% $15,000 $350,000

    Rates are effective as of December 20, 2024

    Credit Human lending areas include the states of Colorado, Louisiana, North Carolina and Texas. Rates are subject to change without notice. Rates may be locked only after your completed loan application is received. This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved. An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get the loan.
     
     Disclosed rates are based on a $175,000 loan amount, FICO of 740+ with a maximum loan-to-value of 80%.
     
     Please contact a Credit Human Loan Advisor at 844-468-9369 for assistance if you have questions about rates and terms.

    Purchase or Refinance

    Whether you’re ready to buy a home, or need to refinance your existing home at a better rate, turn to Credit Human.
    View Purchase/Refinance Loan

    Home Equity

    If you’ve spent years investing time and money into your home, it may be time to explore ways to leverage its value.
    View Home Equity Loan

    Digital Banking

    Enroll in digital banking to easily make payments, and manage your loans and other Credit Human accounts.
    Enroll in Digital Banking