All Credit Human locations will be closed on Wednesday, December 25 in observance of Christmas. We will resume normal hours on Thursday, December 26. Learn More

    Loan payment options

    Convenient ways to pay your loan.

    Convenient Payment Options

    Online Payments

    Sign in online or through your mobile device to schedule fast and secure payments with no fee.



    Available on these loan types:
    Auto Loans | Personal Loans | Home Loans | Manufactured Home Loans | Credit Cards | SustainableHome™ Financing
    Learn More

    Recurring Payments

    Set up recurring payments to ensure you never miss a payment. After initial setup payment is withdrawn on payment due date. There is no fee for this service.

    Available on these loan types:
    Auto Loans | Personal Loans | Home Loans | Manufactured Home Loans | Credit Cards | SustainableHome™ Financing
     
    Learn More

    Mail Payment

    Mail your check or money order to Credit Human for processing. There is no fee to make a payment by mail.


    Available on these loan types:
    Auto Loans | Personal Loans | Home Loans | Manufactured Home Loans | Credit Cards | SustainableHome™ Financing
    Learn More

    In Person Payment

    Visit a Credit Human location near you to make a payment with one of our member specialists.


    Available on these loan types:
    Auto Loans | Personal Loans | Credit Cards | Home Loans | Manufactured Home Loans | SustainableHome™ Financing
    Learn More

    Agent Phone Payment

    Call our Member Service Center to work with an agent to make your payment.


    Available on these loan types:
    Auto Loans | Personal Loans | Home Loans | Manufactured Home Loans | SustainableHome™ Financing
     
    Learn More

    Express Online Payment

    For a $10 fee make an expedited payment through our online portal. Payments are posted on the same day if submitted before 8 pm CST.

    Available on these loan types:
    Auto Loans | Personal Loans | Credit Cards | SustainableHome™ Financing
     
    Learn More

    Express Phone Payment

    For a $10 fee make an expedited payment through our express phone system. Payments are posted on the same day if submitted before 8 pm CST.

    Available on these loan types:
    Auto Loans | Personal Loans | Home Loans | Manufactured Home Loans | Credit Cards | SustainableHome™ Financing
    Learn More

    *Personal Loans include: Personal Loan, Line of Credit, and Secured Loans

    **Home Loans include: Slack Builder, Purchase or Refinance, Home Equity, and Home Improvement

    Online Payments

    Make loan payments online with no service fee.
    Auto Loans | Personal Loans | Home Loans | Manufactured Home Loans | Credit Cards | SustainableHome™ Financing

    Log in to Credit Human online banking to make your loan payment.

    To pay your loan from any other financial institution in the United States go to Connect a Financial Institution within online banking and follow these steps for an instant verification process:
    1. Search and find your financial institution
    2. Enter the username and password for your financial institution
    3. Confirm and view your accounts
    You may also verify your account through a micro-deposit by connecting your account manually. Please allow up to 3 days for an initial setup.

    If you are not already set up in mobile and online banking, you can register here using your Last Name, Social Security Number, Date of Birth, and Account Number. For help, contact us at 800-688-7228 or visit our video tutorial page.


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    Recurring Payments

    After initial set up payment is withdrawn automatically from your checking or savings account when payment is due.
    Auto Loans | Personal Loans | SustainableHome™ Financing

    Complete this form, enclose a voided check and mail it back to us:

    Credit Human
    Attn: Payment Systems
    PO Box 1356
    San Antonio, TX 78295-1356
    Home Loans

    Complete this form, enclose a voided check and mail it back to us:

    Credit Human
    Attn: Mortgage Servicing
    PO Box 758
    San Antonio, TX 78293-0758
    Manufactured Home Loans

    Complete this form, enclose a voided check and mail it back to us:

    Credit Human
    Attn: Manufactured Home Loans Servicing
    PO Box 721
    San Antonio, TX 78293-0721
    Credit Cards

    Log in to Credit Human online banking to set up an automatic withdrawal at the Make a Transfer page found in your menu bar. Enter the information for which account you would like to pay, the payment amount and occurrence settings.

    See online payment through online banking for information on how to set up an initial payment.


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    Mail Payment

    We accept personal checks, cashier’s checks and money orders. Please do not send cash. Send your payment to the address below.
    Auto Loans | Personal Loans | SustainableHome™ Financing

    Credit Human
    PO Box 2912
    San Antonio, TX 78299-2912
    Home Loans

    Credit Human
    PO Box 758
    San Antonio, TX 78293-0758
    Manufactured Home Loans

    Credit Human
    Attn: Manufactured Home Loans Servicing
    PO Box 721
    San Antonio, TX 78293-0721

    Overnight Delivery
    Credit Human
    Attn: Manufactured Home Loan Servicing
    1703 Broadway
    San Antonio, TX 78215
    Credit Cards

    Credit Human
    PO Box 1161
    San Antonio, TX 78294-1161                                                                                                                                                                                                                                                                                                


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    In Person Payments

    Make your payment in person at a Credit Human location.
    Auto Loans | Personal Loans | Home Loans | Manufactured Home Loans | Credit Cards | SustainableHome™ Financing

    Visit one of our locations to make a payment with a member specialist in person or virtually through an Interactive Teller Machines (ITMs).                                                                                                                   

    Find a location near you.


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    Express Online Payment

    Make a payment using your debit card or routing number and account information 24 hours a day, 7 days a week. There is a $10 fee for this service. Payments are posted on the same day if submitted before 8 pm CST.
    $10 Fee: Auto Loans | Personal Loans | Credit Cards | SustainableHome™ Financing

    Visit the Express Payment portal. With an account, log in with your email and password. Without an account you can select the express pay button. Use your account information to make a payment.

    Payments made through the express system before 8 pm will post the same day. There is a $10 fee to use this service that is available 24 hours a day, 7 days a week.                                                                     


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    Agent Phone Payment

    Make a one-time payment from another financial institution by phone with a Member Service Center agent. There is a $10 fee for this service. There's no fee to transfer funds from a Credit Human account to your Credit Human loan.
    $10 Fee: Auto Loans | Personal Loans | Home Loans | SustainableHome™ Financing

    Please have your routing number and account number from where you would like the payment to be drafted. There is a $10 fee to make a one-time payment over the phone when transferring funds from another financial institution. Member Service hours are Monday - Friday 7 am to 7 pm and Saturday 9 am to 12 pm CT. Call us at 800-688-7228.
    $10 Fee: Manufactured Home Loans

    Please call our Manufactured Home Loans Servicing Team at 866-310-2143, Monday through Friday 8:30 am to 5:30 pm CST. Have available your account number, bank routing number and bank account number.
    No Fee: Credit Cards

    Please have your routing number and account number from where you would like the payment to be drafted. There is no fee to make a one-time payment over the phone. Member Service hours are Monday - Friday 7 am to 7 pm and Saturday 9 am to 12 pm CT. Call us at 800-688-7228.


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    24/7 Express Phone Payment

    Make a phone payment using your debit card or routing number and account information 24 hours a day, 7 days a week. Payments are posted on the same day if submitted before 8 pm CST.
    $10 Fee: Auto Loans | Personal Loans | Credit Cards | SustainableHome™ Financing

    Please have your routing number and account number from where you would like the payment to be drafted. There is a $10 fee to make a one-time payment over the phone. Service is available 24/7. Call us at 833-886–6109.


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