Share Savings
What sets our Share Savings account apart
Credit Human membership begins with an account designed to get you saving. All it takes is a $5 deposit to get started.
- Open with $5 minimum deposit*
- Dividends paid quarterly on daily balances of $100 or more
- Four free withdrawals per month, $2 fee per withdrawal after that
- Unlimited free withdrawals with balance of $1,500 or more
- Funds federally insured up to $250,000
Start building your savings today
Every new member opens a Share Savings account with Credit Human so we make it easy to set up automatic transfers that build savings by paying quarterly dividends on any daily balance of $100 or more.
We are member-owned
Each member of Credit Human is also a part owner and your $5 deposit establishes your membership. That deposit maintains your ownership share in Credit Human.
Access CashBack+ with a Share Savings account
Members with a Share Savings account have access to CashBack+. This program allows you to purchase digital gift cards for things you were already planning to purchase and earn up to 20% cash back on those gift card purchases. Cash back earnings are deposited automatically into your digital wallet, building your balance along the way. While this is usually a checking account feature, Credit Human is proud to offer it to all our members in connection with their Share Savings account.
Credit Human deposit accounts are federally insured through the NCUA
As a Credit Human member, your deposits—checking, savings, certificates and IRAs—are federally insured up to $250,000 by National Credit Union Administration (NCUA). Similar to deposit insurance coverage offered by the FDIC for banks, the NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions.
Account type and ownership factor into coverage amounts. Read up on NCUA Share Insurance below to maximize your coverage, estimate your coverage online or call our Member Service Center for further information on your insured funds.
