Who we serve
Helping people where life happens
We support individuals and families managing everyday spending while planning for milestones, changes and unexpected moments along the way. Our goal is to help people build stability, clarity and confidence so financial decisions feel manageable and goals feel within reach.
Reaching people through work, school and volunteer organizations
We partner with values-aligned employers and organizations to provide financial health support to their employees, members and students.
Supporting local businesses
Our approach to business banking is designed to encourage sustainability and steady growth, helping organizations stay resilient today while building toward the future.
Outreach rooted in community
We work alongside community organizations and nonprofits—learning, listening and contributing where needed. Through our Financial Health Centers, we support education, outreach and long-term partnerships that help strengthen communities from the inside out.
Lending partnerships that remove barriers
We work with trusted auto dealers, housing partners and sustainable home improvement professionals who help people move forward with fewer obstacles. These values-aligned partnerships are created to help reduce friction, support long-term financial and environmental wellbeing and keep decisions grounded in what’s right for people, not just profit.
Join by choosing the option that fits you
Since Credit Human is a collective, you can join by choosing one of hundreds of affiliations when you open your first account. Becoming a member includes opening a Share Savings account with a minimum deposit of $5.00. If you have a loan with Credit Human, you are already a member, even if that loan was opened through a dealership.
San Antonio field of membership
If you live, work, worship or attend school in Credit Human’s San Antonio service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.
New Orleans field of membership
If you live, work, worship or attend school in Credit Human’s New Orleans service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.
Through our education, employer and organization partners
If you are an employee or member of one of our employer or organization partners, or you study at one of our trade school, college or university partners, then welcome, you are eligible to become a member of Credit Human. There are hundreds of affiliations to choose from. Don’t see your employer, organization or school on the list? No problem. There are plenty of ways to join Credit Human. Browse our other options and see which fits you best.
We honor our military members
If you are a veteran, retiree, active duty member or dependent of a member of the U.S. Armed Forces or National Guard, we thank you for your service. You qualify for membership.
Related to or living with a Credit Human member
If your family member is a Credit Human member or you are cohabitating with a Credit Human member, you are eligible to become a Credit Human member yourself.
We have other options for eligibility
If none of the above applies to you, you may be eligible to join Credit Human by enrolling in the Louisiana Consumer Council (LACC) if you live in Louisiana, or by enrolling in the American Consumer Council (ACC) if you live elsewhere in the United States. Their mission is to educate and guide consumers in their purchase of safe, reliable products and services.
By choosing this option, you are acknowledging enrollment in ACC or LACC. Credit Human will handle everything, including your fee to join. Your name, address, email and phone number will be shared with ACC or LACC as part of the enrollment process. They will not share your information with third parties.
San Antonio field of membership
If you live, work, worship or attend school in Credit Human’s San Antonio service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.
New Orleans field of membership
If you live, work, worship or attend school in Credit Human’s New Orleans service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.
Through our education, employer and organization partners
If you are an employee or member of one of our employer or organization partners, or you study at one of our trade school, college or university partners, then welcome, you are eligible to become a member of Credit Human. There are hundreds of affiliations to choose from. Don’t see your employer, organization or school on the list? No problem. There are plenty of ways to join Credit Human. Browse our other options and see which fits you best.
We honor our military members
If you are a veteran, retiree, active duty member or dependent of a member of the U.S. Armed Forces or National Guard, we thank you for your service. You qualify for membership.
Related to or living with a Credit Human member
If your family member is a Credit Human member or you are cohabitating with a Credit Human member, you are eligible to become a Credit Human member yourself.
We have other options for eligibility
If none of the above applies to you, you may be eligible to join Credit Human by enrolling in the Louisiana Consumer Council (LACC) if you live in Louisiana, or by enrolling in the American Consumer Council (ACC) if you live elsewhere in the United States. Their mission is to educate and guide consumers in their purchase of safe, reliable products and services.
By choosing this option, you are acknowledging enrollment in ACC or LACC. Credit Human will handle everything, including your fee to join. Your name, address, email and phone number will be shared with ACC or LACC as part of the enrollment process. They will not share your information with third parties.
San Antonio field of membership
If you live, work, worship or attend school in Credit Human’s San Antonio service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.
New Orleans field of membership
If you live, work, worship or attend school in Credit Human’s New Orleans service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.
Through our education, employer and organization partners
If you are an employee or member of one of our employer or organization partners, or you study at one of our trade school, college or university partners, then welcome, you are eligible to become a member of Credit Human. There are hundreds of affiliations to choose from. Don’t see your employer, organization or school on the list? No problem. There are plenty of ways to join Credit Human. Browse our other options and see which fits you best.
We honor our military members
If you are a veteran, retiree, active duty member or dependent of a member of the U.S. Armed Forces or National Guard, we thank you for your service. You qualify for membership.
Related to or living with a Credit Human member
If your family member is a Credit Human member or you are cohabitating with a Credit Human member, you are eligible to become a Credit Human member yourself.
We have other options for eligibility
If none of the above applies to you, you may be eligible to join Credit Human by enrolling in the Louisiana Consumer Council (LACC) if you live in Louisiana, or by enrolling in the American Consumer Council (ACC) if you live elsewhere in the United States. Their mission is to educate and guide consumers in their purchase of safe, reliable products and services.
By choosing this option, you are acknowledging enrollment in ACC or LACC. Credit Human will handle everything, including your fee to join. Your name, address, email and phone number will be shared with ACC or LACC as part of the enrollment process. They will not share your information with third parties.
Not sure where you fit?
Explore your options and when you’re ready, we have real people available to listen, answer questions and help you move forward on the path that best fits your situation.
Visit us in person
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Find contact info and resourcesOur areas of impact
We think about resiliency in three connected ways—financial, social and environmental. Our impact areas reflect how we’re striving to support the real economy, strengthen communities and care for the environment, recognizing that each area shapes the other.
Financial
We support people through responsible products, services and guidance that reduce financial stress.
Community
We invest in small businesses and nonprofits whose work aligns with our vision—communities free from stress.
Environmental
We work to reduce environmental impact for a healthier planet for current and future generations.