Checking & Savings

An alternative to a traditional checking account with everything you need without the possibility of overdraft fees that can impact your financial health.

• Open with a $0 minimum deposit
• No overdraft fees
• Waive monthly fee by setting up a $3 monthly auto-transfer to your savings
• Get paid early. Eligible to receive paycheck up to two days early

It’s everything you need without monthly fees. Get the convenience of a full-service checking account with no minimum balance requirement.

• Open with $25 minimum deposit
• No minimum balance or monthly fees
• Unlimited check writing and debit card usage
• Eligible to receive paycheck up to two days early

Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts.

• Only $25 minimum deposit required to open
• Competitive dividends paid monthly on any balance
• No monthly fees when enrolled in direct deposit and online statements
• Get paid early. Eligible to receive paycheck up to two days early

Credit Human membership begins with a simple account designed to get you saving. All it takes is a $5 deposit to get started.

• Open with $5 minimum deposit *
• Earn 0.70% APY on daily balances of $100 or more
• Even more flexibility for members under age 18

Step up to an insured deposit account that motivates saving with higher dividends as your balance grows.

• Open with a $1,000 minimum deposit
• Get a 1.80% APY on balances of $10,000
• Up to six free withdrawals per statement cycle

Ready to work towards a savings goal? Consider a share certificate with flexible terms you choose.

• Up to 5.30% APY with dividends paid monthly
• Open with $500 minimum deposit
• Flexible terms from 3 months to 10 years
• Automatic renewal at maturity

Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep you liquid.

• Up to 4.75% with dividends paid monthly
• Open with $5,000 minimum deposit
• Fixed, 1-year term with unlimited deposits and two allowed withdrawals*