About Credit Human

Chartered in 1935, Credit Human is a $4 billion credit union serving 250,000+ members across the U.S. Headquartered in San Antonio, we are a not-for-profit, member-owned financial cooperative offering competitive products and services through Financial Health Centers in San Antonio, Houston and New Orleans.
1935 – Today

Our history

It all started on March 7, 1935, when twelve federal government workers pooled their money to form the National Federation of Federal Employees Local No. 28. One of the first credit unions in San Antonio, the original members received 37 loans that year. By 1949, the credit union had grown and changed its name to Government Employees Credit Union (GECU). 

In 1987, GECU officially changed its name to San Antonio Credit Union (SACU) to better reflect a diverse member base. The credit union was federally chartered in 1989, enabling us to further grow and serve members outside Texas. 

In 2016, San Antonio Federal Credit Union became Credit Human, a name that reflects our values—belief in others, giving credit to the dreams of our members and being more human by treating each other with the respect all of us deserve. The Credit Human name extends that belief to every member we serve, no matter where they live or where they do business.   

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How we’re structured

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Credit Union Difference

Member-owned and not-for-profit

Credit Human is a financial cooperative that balances the needs of responsible savers and borrowers. Our focus is on the financial health of our members, not obtaining profits that benefit shareholders.

Explore the Credit Human difference
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Led by members

Governed by a member-elected board

Our board is comprised of and elected by members, ensuring your voice is represented. As volunteers, they work together to uphold the mission of our credit union. We believe in transparency and encourage all our members to attend our annual meeting.

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Fiscal Stewardship

Guided by long-term member benefit

Our members trust us to care for their money with purpose. That trust allows us to offer thoughtful rates and services that support long-term financial health and move us closer to a future with less financial stress.

Read our 2025 Annual Report
Human centered financial institution

What guides our decisions

Our mission and values shape how we make decisions and how we design products and services. Above all, they remind us to put people first as we grow, adapt and remain focused on what matters most: doing better for the people and communities we serve.  

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Financial

We support people through responsible products, services and guidance that reduce financial stress.

See how we help people
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Community

We invest in small businesses and nonprofits whose work aligns with our vision—communities free from stress.

Discover our community impact
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Environmental

We work to reduce environmental impact for a healthier planet for current and future generations.

See our sustainability efforts
We’re real people too

What our employees say

We care about your financial health and we strive to serve our members well.

“Since joining Credit Human, I have grown both professionally and personally. Working at an organization that aligns with my values has only deepened my passion for helping others build strong financial foundations.”

“Credit Human made a difference in my family’s financial health by looking at my current situation and identifying small changes I could make to change my trajectory. I have to take the action to make the change, but I know I have real human beings that care about my financial health and will treat me with respect and dignity along the way.”

“Managing financial wellness products, like credit monitoring, budget and spending analysis, has transformed how I view financial wellbeing. In my role as Digital Services Product Manager, I take pride in offering solutions that truly make a difference in members' lives, helping them navigate their financial journey with clarity and dignity.”

Dominque T

Member since 2023

Kate N

Member since 2025

Vanessa F

Member since 2005

Serving Locally

We are active in our communities

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Your community is unique—so are we.

Unlike most institutions that base their decisions on the profitability of a location and follow a one-size-fits-all approach to financial services, we seek to understand the unique needs of each community we serve. Each Financial Health Center is tailored for the community it serves and we are very proud of that.

See how our Financial Health Centers can help
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A space for community organizations

It can be difficult for non-profits and community organizations to find a place to meet, so we offer space in many of our locations. Connect with your local Financial Health Center for more details.

We designed our headquarters building at 1703 Broadway in San Antonio, Texas with a community room. This meeting space houses 12 people comfortably and is available by reservation.

Reserve the community room at 1703 Broadway
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Our relationship with local resources

Each of our Member Relationship Specialists has developed relationships with local organizations and aid resources so they can connect our members with real help close to home for things like utility, rental, food, clothing and legal assistance. We know your financial situation is only one part of your overall wellbeing and it is influenced by your whole life experience.

Your community is unique—so are we.

Unlike most institutions that base their decisions on the profitability of a location and follow a one-size-fits-all approach to financial services, we seek to understand the unique needs of each community we serve. Each Financial Health Center is tailored for the community it serves and we are very proud of that.

See how our Financial Health Centers can help
image of financial health centers interior

A space for community organizations

It can be difficult for non-profits and community organizations to find a place to meet, so we offer space in many of our locations. Connect with your local Financial Health Center for more details.

We designed our headquarters building at 1703 Broadway in San Antonio, Texas with a community room. This meeting space houses 12 people comfortably and is available by reservation.

Reserve the community room at 1703 Broadway
image of the community room

Our relationship with local resources

Each of our Member Relationship Specialists has developed relationships with local organizations and aid resources so they can connect our members with real help close to home for things like utility, rental, food, clothing and legal assistance. We know your financial situation is only one part of your overall wellbeing and it is influenced by your whole life experience.

local-resources-tab

Your community is unique—so are we.

image of financial health centers interior

Unlike most institutions that base their decisions on the profitability of a location and follow a one-size-fits-all approach to financial services, we seek to understand the unique needs of each community we serve. Each Financial Health Center is tailored for the community it serves and we are very proud of that.

See how our Financial Health Centers can help

A space for community organizations

image of the community room

It can be difficult for non-profits and community organizations to find a place to meet, so we offer space in many of our locations. Connect with your local Financial Health Center for more details.

We designed our headquarters building at 1703 Broadway in San Antonio, Texas with a community room. This meeting space houses 12 people comfortably and is available by reservation.

Reserve the community room at 1703 Broadway

Our relationship with local resources

local-resources-tab

Each of our Member Relationship Specialists has developed relationships with local organizations and aid resources so they can connect our members with real help close to home for things like utility, rental, food, clothing and legal assistance. We know your financial situation is only one part of your overall wellbeing and it is influenced by your whole life experience.

Today, tomorrow, together

We're a strong, stable credit union built for our members' financial health.
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Our accounts are NCUA insured
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Member-owned credit union

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90 years of serving our members

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Industry-leading fraud protection

Membership matters

Benefits of being a Credit Human member

  • Competitive rates to help you build financial slack
  • Low minimum balances for checking and savings accounts
  • Multiple healthy credit options
  • Convenient access to accounts through digital banking
  • Free financial guidance from trusted advisors
Become a member
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