Rewards Preferred Mastercard^®

Want a card that earns points or cash back? The Rewards Preferred Mastercard^® delivers great rates and great rewards.

• APR as low as 14.15% on purchases and cash advances*
• Balance transfers as low as 5.90% APR*
• No annual or balance transfer fee
• Bonus points or cash back rewards program
• Extended warranty on purchases
• Price protection
• Identity theft resolution services

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A Mastercard That Rewards You

Get a no annual fee Rewards Preferred Mastercard that is accepted at millions of locations worldwide. Enjoy a reduced annual percentage rate (APR) for the first six billing cycles plus great rates on everything from purchases to balance transfers and cash advances.

WANT MORE DETAILS? View the complete Mastercard Rate & Terms Agreement (PDF).

Apply Now

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Bonus Points or Cash Back Rewards

Choose the Rewards Preferred Mastercard to get bonus points or cash back rewards — just pick the reward option that works best for you. If you need help with rewards, just call 800-854-0790.

BONUS POINTS: Earn one bonus point for every $1 in purchases spent on your Mastercard account. Bonus points can be redeemed for things like airline tickets, travel packages, and merchandise by visiting ScoreCardRewards.com. For travel reservations or inquiries, call 833-566-5245 for assistance.

CASH BACK: Cash back rewards are earned at a rate of 2% and accumulated over a 12-month period from October 1 through September 30 each year. Rebate earnings are accrued and paid annually via a credit to your credit card account.

NOTE: Bonus points and cash back rewards are not earned on cash advances or balance transfers and are subtracted on returned items. Credit Card Bonus Points expire every four years in October. Cash back rewards are credited to eligible credit card accounts beginning on approximately October 15 of each year.

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Price Protection and Extended Warranty Services

When you use your Rewards Preferred Mastercard for purchases, you gain savvy consumer protections. For example, if you see a lower price in a printed advertisement or non-auction internet advertisement for a product you purchased with your Mastercard, the difference is covered up to $250 for eligible items.

Your Mastercard also automatically doubles the original manufacturer warranty up to a maximum of 12 months on most items you purchase. In eligible cases where you purchase a service contract or optional extended warranty, your Mastercard can extend coverage for an additional 12 months.

WANT MORE DETAILS? For more detailed information, see all Mastercard Cardholder Benefits (PDF).

NOTE: Restrictions apply on both price protection and extended warranty services, and not all purchases are eligible. To file a claim or discuss eligibility, call 800-MASTERCARD (800-627-8372) within 60 days of the purchase in question.

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Identity Theft Resolution

As a Rewards Preferred Mastercard holder, you get access to personal identity theft resolution services. You will be provided with an identity theft resolution kit, affidavit assistance, credit card reporting agency notification and alerts, assistance with card replacement, and education on identity theft prevention. These services are free of charge to eligible cardholders.

NEED HELP? Should you believe you are a victim of identity theft, simply contact 800-MASTERCARD (800-627-8372) to get help 24 hours a day, 365 days a year.