Major Mechanical Protection (MMP)

What MMP does

Unexpected vehicle repairs can put serious stress on your spending plan. MMP helps cover the cost of major mechanical failure so you can keep your vehicle on the road and your finances on track.

Available for cars and trucks, MMP can be added whether your vehicle is financed with Credit Human, another lender or owned outright with a clear title.

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With MMP, you get:

  • Help paying for major mechanical repairs
  • Coverage that may add to your existing warranty
    • dent repair, key fob replacement and windshield repair up to $500
    • tire road hazard up to $600.
  • More than one coverage option, so you can choose what fits your needs and spending plan
  • No inspection is required.
  • Plans are transferrable to new buyers for a $50 fee.
  • 24-hour roadside assistance including:
    • Towing Service
    • Mechanical First Aid
    • Tire Service
    • Delivery Service
    • Battery Service
    • Lockout Service
  • Reimbursable Benefits including
    • Trip Interruption- $150 per day, $450 maximum
    • Substitute transportation—$50 per day, 7 day maximum
    • Ride-Share—$50 per day, 2 day maximum
  • Coverage options with low or no deductibles, depending on the plan you choose
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With MMP, you’re in the driver’s seat

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MMP can be purchased at any time

You can purchase MMP at loan closing, anytime during the life of the loan or after your car is paid off. Some exclusions apply.

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Various levels of coverage

With multiple plans available, including low and no deductible options, you can choose the level of protection that meets your needs and spending plan.

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Pay now or over time

The cost of MMP can be rolled into your monthly auto loan payment or paid upfront. It’s up to you.

Is coverage right for you?

Vehicle repairs can be expensive. If your car were to break down tomorrow, would you be prepared to cover these costs out of pocket?

  • Engine and drivetrain components
  • Transmission and drive axle assemblies
  • Steering, brakes, suspension and electrical systems
  • Air conditioning, heating and cooling systems

If not, MMP may be just what you need.

How to add coverage

Ask an auto loan advisor about adding coverage

Ask your auto loan advisor about adding coverage during loan closing. Or give us a call to purchase a plan for your current vehicle at 210-258-1880.