Motorcycle loans

Transportation can be a tool for independence, and the way you finance it should support your financial health. Our motorcycle loans are designed with competitive rates and flexible terms for new and used motorcycles, with a focus on lending that fits within your spending plan and goals. It's a loan made with care, so your next ride supports where you're going and the life you're working to build.
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Quick Facts

What sets our motorcycle loans apart

A motorcycle loan with Credit Human can get you on the road for less. We offer competitive rates for new and used motorcycles.

  • No early repayment penalties
  • Easy pre-approval so you can shop confidently
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Take the next step toward your loan

When you’re ready to make a purchase, having financing in place can make the process smoother. Apply online to see the options available to you and get one step closer to the open road.

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Motorcycle loan rates - Model year 2016 or newer

Rates effective as of 06-20-2025

Term Minimum loan Rate (APR)
1 - 48 months $5,000 7.44 - 15.29%
49 - 60 months $10,000 7.34 - 15.19%
61 - 72 months $20,000 7.29 - 15.14%
73 - 84 months $25,000 7.24 - 15.09%

Disclosures

Your specific rate and term will be dependent upon your credit rating, collateral, amount financed and relationship with Credit Human. Vehicle values are determined based on the NADA Guide. Annual Percentage Rates (APRs) are effective as of June 20, 2025 and are to subject to change without notice. For information on current rates, call our Member Service Center toll free at 800-688-7228. Annual Percentage Rates (APRs) include a .20% discount for loan payments made automatically from any checking or saving account. Payment example: For a $5,000 loan for a term of 60 months with a 7.34% APR, the monthly payment will be $299.43
Get started

Start your motorcycle loan application today

Apply online to explore motorcycle loan options that fit your spending plan and goals. Our loan application is quick, straightforward and designed to help you move forward with confidence.
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