800-688-7228 Routing #314088284
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Support Center Location & ATMs Login
800-688-7228 Routing #314088284
Become a member

QMoney Loan

A QMoney Loan lets you access funds when emergencies come up and you need a small amount to help cover your expenses until you get paid. As a lower-cost alternative to payday loans, our QMoney loan is a benefit we extend to qualified members.
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Quick Facts

What sets our QMoney loan apart

QMoney is designed to provide short-term support without the complexity or long-term impact of higher-cost borrowing options like payday or titleloans.

  • Borrow between $200 and $500
  • Short 60-day repayment term
  • No credit check
  • Fast application, decision and funding
  • Funds deposited directly into your Credit Human account
  • Available exclusively to eligible Credit Human members
  • $20 application fee applies.
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Open a QMoney short-term loan today

If you need quick access to a small amount of money, QMoney offers a straightforward way to move forward. Apply online and get a decision in under a minute so you can handle what’s in front of you.
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Short-term loans and your financial health

A benefit of Credit Human membership

Credit Human can help you manage when money is tight with a QMoney small-dollar, short-term loan. It's easy to apply for a QMoney Loan anytime through digital banking, and you'll receive a decision and funding to your existing Credit Human account in less than a minute. It's our alternative to high-cost options like payday loans, title loans and pawn shops.

We’re proud to offer this loan as a unique benefit of being a Credit Human member. To be eligible for a QMoney loan you must be the primary account holder, have an open deposit account for six months or more and be at least 18 years of age. You must not have any overdrawn accounts, loans past due or charged-off loans including credit cards.

Account Opening

Get the support you need right when you need it

When unexpected expenses come up, having a clear and manageable option matters. Apply for a QMoney Loan to access funds quickly—within minutes.

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QMoney loan rates

Rates effective as of 08-20-2023

Term Minimum loan Loan amount Rate (APR)
60 days $200 $200 - $500 28.00%

Disclosures

To be eligible for a QMoney loan you must be a member of Credit Human, the primary account holder, have an open deposit account for 6 months or more and be at least 18 years of age. You must not have any overdrawn accounts, loans past due or charged off loans including credit cards. A non-refundable $20 application fee applies.