How we protect our members
Learn about the security features, educational information and practices we use to help keep your accounts and transactions safe.
Digital banking features and card protections
Multi-factor authentication
Credit Human digital banking strengthens the digital security of your accounts by offering multi-factor authentication and biometric security (Face/Touch ID).
Account alerts
These real-time alerts let you know when a withdrawal is made and more. They can be instrumental in detecting fraudulent activity by alerting you to suspicious transactions and prompting immediate action.
Card controls
Lock a lost or stolen card with ease within digital banking. If you’re unable to access your online account, contact us immediately at 800-688-7228 or visit a Financial Health Center for assistance.
Credit score
Access your full credit report for free within digital banking. Get credit monitoring alerts, learn ways to improve your score to build financial slack or simulate your score for balance transfers, new lines of credit and more.
Privacy and disclosures
Federal law requires us to tell you how we collect, share and protect your personal information. Read our privacy policies to carefully understand what we do.
Mastercard® guidelines enforced
Credit Human collaborates with Mastercard® to establish guidelines and security measures for debit and credit card transactions. These guidelines, informed by recent fraud trends, are designed to prevent further fraudulent activity and ensure you’re promptly alerted to any suspicious activity on your debit or credit card.
Identity Protection Service
In partnership with Mastercard®, Credit Human offers a complimentary Identity Theft Protection Service to all Credit Human cardholders. This service monitors for compromised Personally Identifiable Information. More information can be found on the Mastercard website.
Fraud and security education
Find educational content about safeguarding your accounts and sensitive information on our Financial Health Resource Center and social media accounts.
Fraud prevention is a team effort
We work together with our members to protect their accounts and prevent fraud long before it happens, and we respond to it quickly if it occurs. There are things you can do to help us protect your financial wellbeing.