Spend
We’re here to help you spend responsibly
Spending plays a big role in financial wellbeing. Paying bills on time and spending less than we earn helps reduce stress and build financial flexibility. We’re here to support you as you work toward your goals.
Pay bills on time
Paying bills on time is key to financial health. Regularly reviewing, reducing or aligning bills with your income helps keep you on track to reach your financial goals.
Spend less than income
Creating financial slack starts with spending less than you earn. Review your overall spending, compare it to your income and decide whether you can earn more, spend less or both.
Start your spending plan
Paying your bills on time
If you need additional resources for paying bills on time, we have you covered. Browse our resources below or visit our resource center for additional content.
Spend less than you earn
If you need additional resources for spending less than you earn, we have you covered. Browse our resources below or visit our resource center for additional content.
Ready to build financial slack?
Explore ways to build your financial slack in the areas of spend, save, plan and borrow.
Save
Having a sufficient liquid savings and a long-term savings helps you weather unexpected events and reach your goals.
Borrow
Building credit and managing debt responsibly can help create and maintain financial slack.
Plan
Planning ahead and getting insured are key factors in creating and maintaining financial slack.