Spend

Paying bills on time and spending less than you earn are the foundation for creating financial slack and financial health.

We’re here to help you spend responsibly

Spending plays a big role in financial wellbeing. Paying bills on time and spending less than we earn helps reduce stress and build financial flexibility. We’re here to support you as you work toward your goals.

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Pay bills on time

Paying bills on time is key to financial health. Regularly reviewing, reducing or aligning bills with your income helps keep you on track to reach your financial goals.

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Spend less than income

Creating financial slack starts with spending less than you earn. Review your overall spending, compare it to your income and decide whether you can earn more, spend less or both.

Thoughtful spending

Start your spending plan

We talk a lot about spending plans because building financial wellness starts with understanding where your money is going. A spending plan helps you track your income and expenses so you can make informed choices, build savings and work toward your goals. Download our free worksheet and take your first step toward financial health.
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Resources

Paying your bills on time

If you need additional resources for paying bills on time, we have you covered. Browse our resources below or visit our resource center for additional content.

Ready to build financial slack?

Explore ways to build your financial slack in the areas of spend, save, plan and borrow.

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Save

Having a sufficient liquid savings and a long-term savings helps you weather unexpected events and reach your goals.

Get tips for saving
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Borrow

Building credit and managing debt responsibly can help create and maintain financial slack.

Get tips for borrowing
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Plan

Planning ahead and getting insured are key factors in creating and maintaining financial slack.

Get tips for planning