Our Membership

Who we serve

We serve individuals, families, businesses and community organizations from all walks of life, in every financial health stage and any situation. Wherever you’re starting from, you’re welcome here. We’d be honored to walk by your side.
Individuals and families

Helping people where life happens

We support individuals and families managing everyday spending while planning for milestones, changes and unexpected moments along the way. Our goal is to help people build stability, clarity and confidence so financial decisions feel manageable and goals feel within reach.

Select Groups

Reaching people through work, school and volunteer organizations

We partner with values-aligned employers and organizations to provide financial health support to their employees, members and students.

Businesses and entrepreneurs

Supporting local businesses

Our approach to business banking is designed to encourage sustainability and steady growth, helping organizations stay resilient today while building toward the future.

Community Organizations

Outreach rooted in community

We work alongside community organizations and nonprofits—learning, listening and contributing where needed. Through our Financial Health Centers, we support education, outreach and long-term partnerships that help strengthen communities from the inside out.

Values-Aligned Partners

Lending partnerships that remove barriers

We work with trusted auto dealers, housing partners and sustainable home improvement professionals who help people move forward with fewer obstacles. These values-aligned partnerships are created to help reduce friction, support long-term financial and environmental wellbeing and keep decisions grounded in what’s right for people, not just profit.

Membership Eligibility

Join by choosing the option that fits you

Since Credit Human is a collective, you can join by choosing one of hundreds of affiliations when you open your first account. Becoming a member includes opening a Share Savings account with a minimum deposit of $5.00. If you have a loan with Credit Human, you are already a member, even if that loan was opened through a dealership.

San Antonio field of membership

If you live, work, worship or attend school in Credit Human’s San Antonio service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.

New Orleans field of membership

If you live, work, worship or attend school in Credit Human’s New Orleans service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.

education-employer-organization-tab

Through our education, employer and organization partners

If you are an employee or member of one of our employer or organization partners, or you study at one of our trade school, college or university partners, then welcome, you are eligible to become a member of Credit Human. There are hundreds of affiliations to choose from. Don’t see your employer, organization or school on the list? No problem. There are plenty of ways to join Credit Human. Browse our other options and see which fits you best.

military-family-honor-tab

We honor our military members

If you are a veteran, retiree, active duty member or dependent of a member of the U.S. Armed Forces or National Guard, we thank you for your service. You qualify for membership.

related-or-living-with-credit-human-member-tab

Related to or living with a Credit Human member

If your family member is a Credit Human member or you are cohabitating with a Credit Human member, you are eligible to become a Credit Human member yourself.

other-eligibility-options-tab

We have other options for eligibility

If none of the above applies to you, you may be eligible to join Credit Human by enrolling in the Louisiana Consumer Council (LACC) if you live in Louisiana, or by enrolling in the American Consumer Council (ACC) if you live elsewhere in the United States. Their mission is to educate and guide consumers in their purchase of safe, reliable products and services.

By choosing this option, you are acknowledging enrollment in ACC or LACC. Credit Human will handle everything, including your fee to join. Your name, address, email and phone number will be shared with ACC or LACC as part of the enrollment process. They will not share your information with third parties.

San Antonio field of membership

If you live, work, worship or attend school in Credit Human’s San Antonio service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.

New Orleans field of membership

If you live, work, worship or attend school in Credit Human’s New Orleans service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.

Through our education, employer and organization partners

If you are an employee or member of one of our employer or organization partners, or you study at one of our trade school, college or university partners, then welcome, you are eligible to become a member of Credit Human. There are hundreds of affiliations to choose from. Don’t see your employer, organization or school on the list? No problem. There are plenty of ways to join Credit Human. Browse our other options and see which fits you best.

education-employer-organization-tab

We honor our military members

If you are a veteran, retiree, active duty member or dependent of a member of the U.S. Armed Forces or National Guard, we thank you for your service. You qualify for membership.

military-family-honor-tab

Related to or living with a Credit Human member

If your family member is a Credit Human member or you are cohabitating with a Credit Human member, you are eligible to become a Credit Human member yourself.

related-or-living-with-credit-human-member-tab

We have other options for eligibility

If none of the above applies to you, you may be eligible to join Credit Human by enrolling in the Louisiana Consumer Council (LACC) if you live in Louisiana, or by enrolling in the American Consumer Council (ACC) if you live elsewhere in the United States. Their mission is to educate and guide consumers in their purchase of safe, reliable products and services.

By choosing this option, you are acknowledging enrollment in ACC or LACC. Credit Human will handle everything, including your fee to join. Your name, address, email and phone number will be shared with ACC or LACC as part of the enrollment process. They will not share your information with third parties.

other-eligibility-options-tab

San Antonio field of membership

If you live, work, worship or attend school in Credit Human’s San Antonio service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.

New Orleans field of membership

If you live, work, worship or attend school in Credit Human’s New Orleans service area, indicated by the map below, then congratulations, you are eligible for membership in Credit Human. Don’t live here? Don’t worry, there are plenty of ways to qualify. Browse our other options to see which fits you best.

Through our education, employer and organization partners

education-employer-organization-tab

If you are an employee or member of one of our employer or organization partners, or you study at one of our trade school, college or university partners, then welcome, you are eligible to become a member of Credit Human. There are hundreds of affiliations to choose from. Don’t see your employer, organization or school on the list? No problem. There are plenty of ways to join Credit Human. Browse our other options and see which fits you best.

We honor our military members

military-family-honor-tab

If you are a veteran, retiree, active duty member or dependent of a member of the U.S. Armed Forces or National Guard, we thank you for your service. You qualify for membership.

Related to or living with a Credit Human member

related-or-living-with-credit-human-member-tab

If your family member is a Credit Human member or you are cohabitating with a Credit Human member, you are eligible to become a Credit Human member yourself.

We have other options for eligibility

other-eligibility-options-tab

If none of the above applies to you, you may be eligible to join Credit Human by enrolling in the Louisiana Consumer Council (LACC) if you live in Louisiana, or by enrolling in the American Consumer Council (ACC) if you live elsewhere in the United States. Their mission is to educate and guide consumers in their purchase of safe, reliable products and services.

By choosing this option, you are acknowledging enrollment in ACC or LACC. Credit Human will handle everything, including your fee to join. Your name, address, email and phone number will be shared with ACC or LACC as part of the enrollment process. They will not share your information with third parties.

Get Help

Not sure where you fit?

Explore your options and when you’re ready, we have real people available to listen, answer questions and help you move forward on the path that best fits your situation.

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Mission in action

Our areas of impact

We think about resiliency in three connected ways—financial, social and environmental. Our impact areas reflect how we’re striving to support the real economy, strengthen communities and care for the environment, recognizing that each area shapes the other.

Financial

We support people through responsible products, services and guidance that reduce financial stress.

See how we help individuals and families

Community

We invest in small businesses and nonprofits whose work aligns with our vision—communities free from stress.

Discover our community impact

Environmental

We work to reduce environmental impact for a healthier planet for current and future generations.

Explore our commitment to sustainability
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