800-688-7228 Routing #314088284
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800-688-7228 Routing #314088284
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Commercial loans

Credit Human’s commercial lending solutions are designed to do more than fund transactions—they’re built to support the long-term success of the businesses and communities we serve. Whether you're investing in real estate, building from the ground up, expanding operations or managing cash flow, we offer flexible financing tailored to your goals. With a people-first approach and a commitment to transparency, we work alongside you to help your business grow in a way that’s sustainable, responsible and rooted in community impact.

We offer flexible commercial financing options to support property investments, business growth and ongoing cash flow needs.

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Commercial real estate loans

Commercial real estate loans from Credit Human provide flexible financing for both owner-occupied and investment properties, helping businesses purchase, refinance or improve real estate while building long-term value.

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Construction and development loans

Construction and development loans provide flexible financing for ground-up projects and major renovations, helping businesses build, expand or transform properties to support long-term growth.

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Commercial term loans

Commercial term loans—available as secured or unsecured—offer flexible financing to support equipment purchases, business expansion, refinancing or working capital needs, helping business grow and operate with confidence.

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Commercial lines of credit

Commercial lines of credit—available as secured or unsecured—provide flexible, revolving access to funds to help your business manage ongoing expenses, seasonal fluctuations and short-term cash flow needs.

Get started

Get started

Contact us at 800-688-7228 today to be connected with a dedicated Commercial Loan Officer who can help guide you to the right financing solution for your business needs.
FAQ

Commercial loans frequently asked questions

Take a look at the most common questions we get about our commercial loans. If you have more general questions, or you’re looking for support options, check out our support center.

See more FAQs in our support center
How long does the process take?
Timelines vary depending on the complexity of the loan. Your commercial loan officer will provide clear expectations early in the process.
Can I apply online?
Most commercial loans are completed with the guidance of a commercial loan officer to ensure the best fit for your needs. Select small business loans amounting to $25,000 or less may be available through an online application.
What documents are required?
Requirements vary by loan, but typically include business financial statements, tax returns and a completed application. Your commercial loan officer will guide you through exactly what’s needed.
Do you offer startup loans?
In most cases, we require businesses to have some operating history. However, we encourage you to speak with a commercial loan officer to explore available options.
Are rates available online?
Rates are customized based on your specific loan request and financial profile. Please contact us at 800-688-7228 to discuss current pricing and options.