Liquid Share Certificate
What sets our Liquid Share Certificate apart
Want to build savings with an easy, one-year commitment and more flexible access to your funds? Try a savings certificate designed to keep your money liquid.
- Competitive dividends paid monthly
- Open with $5,000 minimum deposit
- Fixed, one-year term with unlimited deposits and two allowed withdrawals
- Automatic renewal at maturity
- Funds federally insured up to $250,000
Great rates and flexible terms that enable access
Your Credit Human Liquid Share Certificate lets you make a fixed, one-year term commitment and earn monthly dividends on balances of $5,000 or more. Make unlimited deposits during the year commitment. You can also make two, no-penalty withdrawals during the term if you maintain a minimum balance of $5,000.
Unlimited deposits, two no-penalty withdrawals
When you open a Liquid Share Certificate, you can make two withdrawals during the year without receiving any penalties as long as your balance stays above $5,000. That means that if something unexpected happens in your life, your funds are accessible. You can also add to your balance by making additional deposits, so when life gives you a little extra you can make it work for you.
The dividend rate and corresponding annual percentage rate (APY) for the term will be determined based on the deposit amount. The dividend rate will not change during the one-year term.
Dividends are paid monthly and calculated using the daily balance method. Beyond the two allowed withdrawals, a penalty will be imposed for early withdrawal, including substantial penalties on tax-deferred options. Fees could reduce earnings.
Open a Liquid Share Certificate today
Credit Human deposit accounts are federally insured through the NCUA
As a Credit Human member, your deposits—checking, savings, certificates and IRAs—are federally insured up to $250,000 by National Credit Union Administration (NCUA). Similar to deposit insurance coverage offered by the FDIC for banks, the NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions.
Account type and ownership factor into coverage amounts. Read up on NCUA Share Insurance below to maximize your coverage, estimate your coverage online or call our Member Service Center for further information on your insured funds.
