800-688-7228 Routing #314088284
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Support Center Location & ATMs Login
800-688-7228 Routing #314088284
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Manufactured home loans

Homeownership should feel within reach. Manufactured home loans offer a path to owning a home with greater accessibility and flexibility. With the right approach, you can create stability while keeping your financial health at the center of every decision.
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Quick Facts

What sets our manufactured home loans apart

Make your dream of homeownership a reality with great loans on manufactured homes with Credit Human.

  • Single and multi-section new or used homes
  • Purchase or refinance options
  • No prepayment penalties
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Work with a team that understands manufactured home lending

Credit Human is an experienced manufactured home lender. From single-section to multi-section or modular homes, we have competitive fixed rates and flexible terms to help you finance the manufactured home that’s right for you.

Based on your overall credit quality, age of home, collateral type, amount to finance and other key factors you will be offered some of the most competitive terms in the business. Call us to speak directly to one of our loan specialists. We will help you find the program that is right for your lifestyle and your finances.

Whether purchasing a new or used manufactured home or refinancing one you already own, our team will work directly with you to find the best financing options available. There are never penalties for early repayment.

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Get started on your manufactured home loan today

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Homeownership and Financial Health

Accessible path to homeownership

Manufactured housing can play an important role in making homeownership more attainable and reducing financial stress. By offering flexible, responsible financing options, we help create opportunities for individuals and families to build stability without overextending their budgets.

With the right structure and support, manufactured homeownership can become a foundation for long-term financial health—helping more communities move toward greater financial security and resilience. Learn more ways you can build financial health over time.

Visit the Financial Health Resource Center
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Make a payment

Payments can be made online, over the phone and by mail.
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FAQ

Manufactured Home loans frequently asked questions

Take a look at the most common questions we get about our Manufactured Home loans. If you have more general questions, or you’re looking for support options, check out our support center.
See more FAQs in our support center
Does my manufactured home have to be my primary residence?
No. We finance primary residence and secondary or vacation homes.
Can I finance only the home?
Yes. We offer home only loans in addition to land and home programs.

Disclosures

This information is not a commitment to make a loan, nor is it a guarantee that you will receive a specific rate if approved. An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage fees, and other charges that you have to pay to get that loan. For that reason, your APR is usually higher than your interest rate. Please contact a Manufactured Home Loan Specialist at 877-475-6852 for assistance if you have questions about rates and terms.