Personal Loans
Personal loans designed for real life
Whether you need flexibility, stability or a way to avoid high-cost borrowing, our personal loans are designed to help you move forward with confidence. We offer clear options that support your long-term financial health. Because better choices today can reduce stress and create more stability over time.
Flexible loan options to fit your personal goals
Choose from secured and unsecured personal loans based on what fits your situation and goals. Each option is designed to provide manageable terms and a path away from high-cost debt. The result is more control, less financial stress and a stronger foundation over time.
Personal Loans
With our Personal Loan, Credit Human can help you handle life’s expenses.
- Borrow as little as $500
- Competitive fixed rates
- Terms up to 72 months
Share Savings Secured Loan
Borrow against the funds in your Credit Human savings account while still earning dividends.
- Minimum of $500 balance required in Share Savings
- Terms up to 24 months
- Rates at 3% over the share dividend rate
- No credit review
- Flexible repayment options
Share Certificate Secured Loan
Borrow against your Credit Human Share Certificate while still earning interest.
- Minimum of $1,000 deposit required in Share Certificate
- Terms up to maturity of the Share Certificate
- Rates at 3% over the share dividend rate
- No credit review
- Flexible repayment options
QMoney Loan
Qualifying Credit Human members may request a QMoney short-term loan as a valuable member benefit.
- Alternative to high-cost payday loans
- No credit check
- Borrow $200 - $500
- 60 days to repay
- Fast and convenient