Student loans
Education line of credit—apply once, draw annually
Our private student lending solutions are designed to bridge funding gaps after you’ve exhausted all your other financial aid options including federal, state and institutional grants and loans—so you can stay focused on earning your degree and building your future.
- Apply once and access funds for your entire academic career
- Request funds as needed through annual draws
- Easy online application
- $0 origination fees
- Competitive rates
- Flexible repayment options and deferred payments while in school
- Simplified private student loan financing and refinance options
Important information for federal student borrowers
Existing Credit Human borrowers with a Federal Stafford or PLUS loan through Credit Human
If you’re an existing Credit Human borrower and have previously obtained a Federal Stafford or PLUS loan through Credit Human, your loans are being serviced by Nelnet. You can contact Nelnet at: 888-486-4722
An important update for graduate students: Graduate PLUS loans are being phased out
Graduate students may need new ways to cover remaining education costs. Private graduate student loans can help fill those gaps, so you can continue pursuing advanced degrees with confidence.
Did you know Credit Human offers scholarships for returning students?
Credit Human is committed to helping its members build more financial slack and stress less. That’s why the Credit Human Scholarship is providing $5,000 awards to seven qualifying applicants who are a member, member's spouse, a member’s child or a member’s grandchild. The application window begins in January.
Note: December graduates are eligible to receive $2,500.
